Seller Financing
Address
117 Helen Avenue, Otsego, MI
Price
$ 160,000
Property Attributes
- ID#26028167
- TypeSingle Family
- Listing Status Pending
- CountyALLEGAN
- CityOtsego
- AreaOtsego City
- NeighborhoodOtsego City
- Zip49078
- StyleFarmhouse
- Year Built1920
- Taxes$ 1749
- Price$ 160,000
- Bedrooms2
- Full Bathrooms1
- Half Bathrooms0
- Sqr Footage1014
- Lot Size0.14 Acres
Data Source:
Michigan Regional Information Center (MICHRIC)
Property Description
Build equity instead of paying rent with this affordable Otsego home offering flexible land contract terms. Owner financing available with as little as $10,000 down and estimated payments under $1,500 per month, including taxes and insurance. This recently remodeled home features 2 bedrooms, including a spacious upper-level bedroom with an additional landing area perfect for an office, reading nook, or flex space. The main floor offers a second bedroom, updated living areas with new luxury vinyl plank flooring, a completely renovated bathroom, main floor laundry room, and updated plumbing throughout the home. Whether you're a first-time buyer, self-employed, or looking for an alternative to traditional financing, this property provides a rare opportunity to own a home and start building equity right away. Don't miss your chance to make homeownership a reality in the growing community of Otsego.
| Price History | |
|---|---|
| 6/10/2026 | Listed $165,000 |
| 7/1/2026 | 4$160,000 |
General Features
| Sewer | Public |
|---|---|
| Heating | Forced Air |
| Possession | Close Of Escrow |
| Roof | Composition |
| Architectural Style | Farmhouse |
| Construction Materials | Vinyl Siding |
| Year Built | 1920 |
| Stories Count | 2 |
| Township | Otsego City |
| Property Subtype | Single Family Residence |
| Tax Year | 2013 |
| Ownership | Broker/Agent Owned |
| County | Allegan |
| New Construction | No |
| Property Type | Residential |
| Garage Y/N | No |
| Total Rooms | 6 |
| Full Baths | 1 |
| Status | Pending |
| City | Otsego |
| High School District | Otsego |
| Lot Size Units | Acres |
| Lot Size Square Feet | 6098.0 |
| Carport Y/N | No |
| Listing Terms | Cash,FHA,VA Loan,Rural Development,Contract,Conventional |
| Land Lease Y/N | No |
| Tax Annual Amount | 1749.22 |
| Home Warranty Y/N | No |
| Lease Renewal Y/N | No |
| Additional Parcels Y/N | No |
| Rent Control Y/N | No |
| Standard Status | Pending |
| Tax Assessed Value | 28094 |
| MobileHomeRemainsYN | No |
| Legal Description | COM AT NE COR OF LOT 40 OF EDSELL'S ADD CITY OF OTSEGO TH E'LY ALG S SIDE OF HELEN AVE 26' S'LY 90' W'LY PPL WITH SD AVE 41.5' N'LY 90' TO S SIDE OF SD AVE E'LY 13.08' TO POB EDSELL'S ADDITION (99) |
| Senior Community | None |
Interior Features
| Basement | Michigan Basement |
|---|---|
| Flooring | Carpet,Vinyl |
| Heating Y/N | Yes |
| Window Features | Replacement |
| Fireplace Y/N | No |
| Laundry Features | Laundry Closet |
| Total Bedrooms | 2 |
| Below Grade Finished Area | 0.0 |
| Main Level Bedrooms | 1 |
| Total Baths | 1 |
Exterior Features
| Water Source | Public |
|---|---|
| Lot Size Area | 0.14 |
| Spa | No |
| Building Area Total | 1014.0 |
| Lot Dimensions | 90*67 |
| Lot Size Acres | 0.14 |
| Waterfront Y/N | No |
| Crops Included Y/N | No |
| Horse Y/N | No |
| Irrigation Water Rights Y/N | No |
Amenities
- Foreclosure
- Views
- Short Sale
- New Construction
- Adult 55+
- Lease To Own
- No HOA Fees
- Furnished
- Primary On Main
- Air Conditioning
- Seller Finance
- Green
- Fixer Upper
- Horse
- Golf
- Fireplace
- Deck
- Garage
- Basement
- Pool
Property vs Single Family Average in 49078
Price
Taxes
Year Built
Visits
Listing information is provided by Participants of the MichRIC MLS. IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed. ©: MichRIC MLS. Last Update September 13, 2026 2:19 PM UTC
IDX provided courtesy of Realcomp II Ltd., via NextHome One and The Originating MLS(found above), © 2026 Realcomp II Ltd. Shareholders. The information being provided is for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
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